Terms of Service

Agreement to Terms

By accessing or purchasing from Stackvara ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree, please do not use our website or purchase our products.

Products and Services

Stackvara sells digital products, specifically Google Sheets templates, through our Shopify storefront. All products are delivered digitally via email download links.

License and Usage

What You CAN Do

• Use the templates for your personal finances

• Share templates within your household or immediate family

• Make unlimited copies for your own use

• Use templates for client work IF you have purchased a commercial license

What You CANNOT Do

• Resell, redistribute, or share templates publicly

• Include templates in paid or free products, courses, or memberships

• Remove Stackvara branding or claim ownership of the templates

• Use templates to create competing products

• Share download links with non-purchasers

Commercial Use

Our standard license is for personal use. For commercial use (financial advisors, coaches, educators, agencies), please contact stackvara.media@gmail.com for licensing options.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, product names, and template designs, is the property of Stackvara and is protected by copyright and trademark laws.

Payments and Pricing

• All prices are in USD

• Prices are subject to change without notice

• We reserve the right to discontinue products at any time

• Promotional discounts cannot be combined unless explicitly stated

Refunds

Due to the digital nature of our products, all sales are final. See our Refund Policy for complete details and exceptions.

Disclaimer of Warranties

Our templates are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that:

• The templates will meet your specific financial needs

• The calculations are suitable for your tax jurisdiction

• The templates are error-free

Limitation of Liability

Stackvara is not responsible for financial decisions made using our templates. We are not financial advisors, and our products do not constitute financial advice. Always consult a qualified professional for personalized financial guidance.

In no event shall Stackvara be liable for any indirect, incidental, or consequential damages arising from your use of our products.

Indemnification

You agree to indemnify and hold harmless Stackvara from any claims, damages, or expenses arising from your violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Changes to Terms

We may modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of our services constitutes acceptance of the updated Terms.

Contact

For questions about these Terms, please contact:

Email: stackvara.media@gmail.com

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Last updated: May 2026